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 Most companies will offer you car insurance calculator online. This makes it really convenient to compare rates. For those over 50, the AARP also offers discounts through The Hartford company. Most online websites will allow you to get a quote without creating a user profile but you will have to enter your zip code as prices vary from state to state.

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 But the constant in every state is that the higher your coverage, the higher your insurance premium. Understanding how much coverage you need is the key to getting a good rate and is worth the research time in money.


Hiring a professional car insurance salesman is completely your decision. They usually represent one insurance company and that doesn t give you a balanced opinion. Searching online is one way of doing research. Another great way is to talk to friends and ask them what their experience with car insurance has been.

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